Those who have been in an accident involving a bus are often severely injured. A bus accident can happen due to the negligence of the bus driver and faulty operation of the bus. Those who are injured on the bus often suffer injuries due to the lack of safety belts while sitting, and the force of impact and lack of restraint to those who are standing. In Florida, PIP insurance typically pays up to $10,000.00 of medical bills for those who are in an accident.
However, under Florida law, a public bus is not considered a motor vehicle. Under Florida Statute Chapter 627, vehicles used in mass transit owned by the government or municipalities are not considered motor vehicles. However, school buses and privately-owned buses do provide pip insurance as they are not owned by the government or a municipality. This means that if your child is injured on a school bus, your pip insurance, or the pip insurance of the school bus if you do not have coverage will provide medical benefits to your child.
Injuries sustained by someone who is in an accident with a bus can result in tens of thousands of dollars of medical bills. These medical bills include hospital visits, chiropractic bills, doctor’s bills, diagnostic bills and bills for potential surgery. It is important to obtain identify how much insurance coverage the at-fault insurer for the bus driver had when investigating your claim. This will help to figure out the value of your case. If you or a loved one has been injured due to the negligence of a bus driver, please do not hesitate to contact us for a free consultation. 561-588-2781